• FHA Streamline is available as both a 15- and 30-year fixed-rate loan.

  • FHA loans are created by the Federal Housing Administration.

  • You can refinance up to 97.75% of your home’s value. Or, if you’d like a cash-out refinance, you can refinance up to 85% of your home’s value.

  • Only a 3.5% down payment required for home purchases.

Refinance with an FHA Streamline

  • Get cash to pay off higher-interest debts. FHA offers cash-out refinances up to 85% of your home’s value! Do the right thing and consolidate your debt into one lower payment!
  • If you have an ARM that is adjusting upwards, you can refinance your mortgage up to 97.75% of your home’s value.
  • If you’re in an FHA loan now, call us now at (800) 272-5626 to find out if you qualify for an FHA Streamline refinance loan. You could get a lower rate with less hassle and documentation with FHA Streamline. Find out if you qualify for an “FHA Streamline” Refinance

New higher loan amounts across the country

Congress also changed the loan amount limits of FHA loans. This significantly raises the amount of the maximum mortgage that will qualify for the great low rates and security of an FHA loan.

Is a FHA Streamline for you?

  • Is your ARM adjusting and you need to refinance to a low-cost fixed-rate mortgage?

  • Do you want to get cash out of your home?

  • Do you want a fast approval?

  • Do you have a lower credit score or lower household income?

  • Are you purchasing a home and have a low down payment?

  • FHA has new higher loan limits for every county. Ask a home loan expert today if you qualify!
How the FHA Streamline Loan Works

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